Advice To Powerball Lottery Losers: Win or Lose: Prioritize Your Finances!

Advice To Powerball Lottery Losers: Win or Lose: Prioritize Your Finances!

If you’re reading this, there’s an extremely good chance you — like millions of your fellow Americans — just lost out on one of the largest jackpots in history, the $550 million Powerball lottery.

For all of the buzz the jackpot generated in your office, home, barber shop or gym, on talk radio and every other place where the magnitude of the prize captured the imagination, the real time when most people truly lose in the lottery isn’t when the winning numbers are announced -- but when they mindlessly throw away their losing tickets and forget about the whole thing. See Why playing Powerball once is enough

Truthfully, most people don’t expect to win the lottery, they simply hope to get lucky. But they can make themselves a winner by using the lottery to help prioritize their finances even when there is no prize on the line.

While the most common description for Wednesday’s jackpot was “life changing,” most people’s lives could be changed for dramatically less. Give someone enough money to erase their nagging debts, make a down payment on a home, pay for a college education, or fund a retirement and their lives have been changed forever.

You don’t have to win a lottery to come into a significant chunk of money, whether that pile of sudden dough comes from an inheritance, a lump-sum distribution, an annual bonus, a lucrative stretch of overtime, or some other windfall that creates the potential to upgrade your monetary life.

If you aren’t holding the winning tickets but want to take a “win” out of this lottery experience, hang on to the thoughts you had about how the money would change your life: The real benefit of the lottery — particularly when a jackpot of this size lures people who don’t normally play it out into the pool of bettors — is that it is a great way to play “What if?”

You lost the Powerball. Now what?

Two people won the biggest Powerball jackpot ever. But there is a silver lining for all those lottery losers.

Consider the following exercise, recommended by experts who study the psychology of investing: Finish the following statement with as many answers as apply: If I had won a big chunk of money — not necessarily the jackpot, but enough to change my life — in the lottery, I would have …

Now list all the things that stand out in your head, and rank from most important to least. Some possibilities: pay off the mortgage/buy a house, help out my family, quit my job and live off my investments, take the dream vacation, pay off the credit cards, or other debts, pay/save for college tuition, give more to charity, throw the world’s biggest Christmas party, buy a new car/boat/vacation home, start my own business.

That list is your financial wish list, with your dreams and desires ranked in priority order.

If you never win the lottery but you someday get a windfall, this is how you make sure that the amount — however big or small — has the ability to be “life changing.”

If zeroing debt would be the first step taken after collecting your lottery winnings, it probably should be the first move in your everyday financial planning, thereby eliminating much of the stress from your financial life.

Your financial goals are the same with or without the lottery, except that the jackpot could ensure that you reached everything you could remotely put onto your list of financial priorities. In fact, every time you play some giant lottery jackpot, it gives you a chance, and a reason, to review your financial priorities as they change over time.

Statistics show that there are more than a dozen states where lottery players average $260 in tickets per year — and a half-dozen states where the annual average per person is north of $700.

Instead, those players should consider setting aside $50 a month for the next 30 years and, assuming the stock market’s historic rate of return over the last 90 years — admittedly a high target, seeing as how most experts forecast something less — they would have $125,000-plus at the end of the exercise. That’s a windfall too, even if it doesn’t feel that way.

Don’t be so determined to get rich quick that you make yourself poor, bit by bit.

Meanwhile, don’t think of your losing lottery ticket as something that killed your dreams, think of it as something that got you dreaming, and then set yourself on the path to achieve the most important of those dreams without ever needing a lottery miracle.

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NOW, look in on your home, second home, lake house or office anytime, anywhere from any internet connected PC/Lap-top or Internet active cell phone, including iphone or PDA: http://www.dpl-surveillance-equipment.com/wireless_hidden_cameras.html

Watch your child's caregiver while sitting at a traffic light or lunch meeting, or check on your business security from the other side of the world. Our built-in hidden video features all digital transmissions providing a crystal clear image with zero interference. With the IP receiver stream your video over the internet through your router, and view on either a PC or smart phone. Designed exclusively for DPL-Surveillance-Equipment, these IP hidden wireless cameras come with multiple features to make the user's experience hassle-free.

• Remote Video Access

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FACT SHEET:  HIDDEN NANNY-SPY (VIEW VIA THE INTERNET) CAMERAS

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Receiver Specs:

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Our New Layaway Plan Adds Convenience For Online Shoppers

DPL-Surveillance-Equipment's layaway plan makes it easy for you to buy the products and services that you want by paying for them through manageable monthly payments that you set. Our intuitive calculator allows you to break down your order's purchase price into smaller payment amounts. Payments can be automatically deducted from your bank account or made in cash using MoneyGram® ExpressPayment® Services and you will receive your order once it's paid in full. Use it to plan and budget for holiday purchases, anniversaries, birthdays, vacations and more!


DPL-Surveillance-Equipment's Customers can now use the convenience of layaway online to help them get through these tough economic times.

We all shop now and then just to face a hard reality -- big credit card bills. However, our latest financing innovation can help you avoid that. Find out why more and more shoppers are checking out DPL-Surveillance-Equipment's e-layaway plan.

If you're drooling over a new nanny camera, longing for a GPS tracker, or wishing for that spy watch, but you're strapped for cash and can't afford to do credit, do what Jennie Kheen did. She bought her iPod docking station (hidden camera w/motion-activated DVR) online using our convenient lay-away plan.

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In three months, Kheen had paid off the $650.00 iPod docking station. She paid another 3.9 percent service fee, which amounted to about $25.35 (plus $12.00 for shipping) for a total of $687.35.

"You pay a little bit each month," Kheen said. "It's paid off when you get it and you don't have it lingering over your head. It's great."

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Note: Simply Choose e-Lay-Away as a "Payment Option" in The Shopping Cart


DPL-Surveillance-Equipment.com is a world leader in providing surveillance and security products and services to Government, Law Enforcement, Private Investigators, small and large companies worldwide. We have one of the largest varieties of state-of-the-art surveillance and counter-surveillance equipment including Personal Protection and Bug Detection Products.

Buy, rent or lease the same state-of-the-art surveillance and security equipment Detectives, PI's, the CIA and FBI use. Take back control!

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